I work for ford and found a very nice, well priced f150 with lower miles. Listing price was $14,995, I had a 1997 f150 they offered me $500 for and $2000 in hand. So after Michigan sales tax and the interest rate they tried to put me in of 22.99%, 17,049 should've been what was financed for 60 months, which according to my calculator, says $284.15 a month. The "best finance guy in town" says "your monthly payments will be $680 a month." And then got irritated when I said I would go to lunch with my wife to think on it. After lunch I stopped into another dealership on that stretch and found out I was approved on a brand new midsize truck with 100,000 mile warranty on a lower interest rate and same term. A $32,000 truck was cheaper per month for the same 60 month term than a $15,000 truck. This place gets people who are trying to get ahead further into the hole. Stay away and don't be deceived by their kindness.